This privacy statement has been created by EDS in order to demonstrate our firm commitment to Privacy and Data Protection. This commitment as to EDS activities on the Internet and Intranet is implemented through the EDS Web Privacy and Data Protection Policy. http://www.eds.com/administrative/privacy_policy.shtml

In accordance with the EDS Web Privacy and Data Protection Policy, the following discloses our information gathering and dissemination practices for this Web site:

Use: The site collects data through enrollment of the user by the participating financial institution and will only be used for processing banking and bill payment transactions as directed by the user or to respond to your specific question or request. For this purpose we request name, address, email address, telephone number, security verification information, social security number, merchant information necessary to complete bill payment transactions, and bank account information necessary to complete banking and bill payment transactions.

We may use user IP addresses to help diagnose problems with our server and administer our Web site, to analyze trends, to track user movement and use, and to gather broad demographic information. Such data is not linked to any personally identifiable information.

Data submitted to the site may be transferred within EDS, including to subsidiaries, strictly in order to fulfill or expedite a user's request. Data submitted to this site will not be shared with or sold to any outside parties, with the exception of your financial institution and then only for the purpose of processing your transaction, or unless specifically requested by the user.

Retention: Data submitted to this site will be deleted using criteria mandated by the financial institution unless retained for further communication or regulatory obligations (see Use above).

Correct/Update: Users may change or modify information previously provided to this site through e-mail to their financial institution or by modifying the data through the user interface.

Security: This site has security measures in place to protect the loss, misuse and alteration of the information under our control. Any EDS employee who may have access to such information is aware of the EDS Web Privacy and Data Protection Policy through direct notification and training. Access to such information is limited to those required to fulfil the applicable user request, and security procedures in place include password protection and, as appropriate, alphanumeric passwords, physical protection or encryption.

Juniors: We do not intentionally invite data from Juniors (under the age of 13) to this site, but where we are aware of such submissions for educational purposes, we will treat such data as ‘Sensitive Data’. Data known to be from Juniors and which is not specifically submitted for educational purposes will be immediately deleted.

Opt-Out: Users may opt-out of receiving further communications through e-mail to their financial institution.

Notification of Changes: In the event of any changes by EDS of its EDS Web Privacy and Data Protection Policy that may impact the practices described on this Web site will be prominently posted on this site. In no event will any such changes to this policy apply with respect to data previously collected through this site. If at any point https://www.netit.financial-net.com/vbranch decides to use personally identifiable information in a manner different from that which was stated at the time it was collected, they will notify you by e-mail, and you will be given a choice regarding your personally identifiable information being transferred.

Contact: This site is owned by EDS’ Credit Union Industry Group. In the event of any query relating to this site, please mail us at your financial institution.

If you have any questions about the EDS Global Privacy and Data Protection policy, please contact the EDS Global Privacy Office at GlobalDataProtection@eds.com