GeoVista Credit Union

Virtual Branch


This Agreement establishes the rules that cover your electronic access to your account(s) at GeoVista Credit Union (“Credit Union”) through Virtual Branch.  You will be bound by this Agreement when you enroll in Virtual Branch.  You also accept all the terms and conditions of this Agreement by using the Virtual Branch.  Please read it carefully and retain for your records.

This Agreement is also subject to applicable federal laws and the laws of the State of Georgia (except to the extent this Agreement can and does vary from such rules or laws).  If any provisions of this Agreement are found unenforceable or invalid, all remaining provisions will continue in full force and effect.  The headings in the Agreement are for convenience or reference only and will not govern the interpretation of the provisions.  Any waiver (express or implied) by either party or any default or breach of this Agreement must be in writing and shall not constitute a waiver of any other or subsequent default or breach.  You may not assign this Agreement.  This Agreement is binding upon your heirs and the Credit Union’s successors and assigns.  Certain of the obligations of the parties pursuant to this Agreement that by their nature would continue beyond the termination, cancellation, or expiration of this Agreement shall survive termination, cancellation, or expiration of this Agreement.  This Agreement, together with the Membership and Account Agreement constitutes the entire agreement between you and the Credit Union with respect to the subject matter hereof and there is no understanding or agreements relative hereto which are not fully expressed herein.

The words “you”, “your”, and “yours” refer to the GeoVista Credit Union member(s) jointly and severally.  The words “we”, “us”, “our”, and “Credit Union” refer to GeoVista Credit Union.  This Agreement and Disclosure Statement (hereinafter “Agreement”) explains and describes the types of Electronic Funds Transfers which are available to you with our Virtual Branch.  This Agreement also contains your rights and responsibilities concerning transactions that you make through the Virtual Branch, including your rights under the Electronic Funds Transfer Act. 

VB Virtual Branch

You may reach the Virtual Branch at  You can use Virtual Branch 7 days a week, 24 hours a day, 365 days a year, although some or all the Virtual Branch services may not be available occasionally due to emergency or scheduled system maintenance.   The use of your Logon ID is required to access Virtual Branch.  You can perform the following transactions on account(s) to which you are authorized and have been given access to:

    1. Obtain balances and other account information.
    2. Pay Bills
    3. Make transfers between accounts.
    4. View check copies and re-order checks (if set up for service)